A new CoinGecko survey shows rising confidence in AI for crypto investing, with just 14.5% of participants willing to hand over full control of their portfolios.
Background:
- On April 23, 2025, CoinGecko released findings from its “Crypto x AI” survey, which ran from February 20 to March 10, 2025, collecting responses from 2,632 crypto participants worldwide.
- The report revealed a growing openness to AI agents managing crypto portfolios, with 87.1% of respondents willing to let AI handle at least part of their assets.
- Notably, 14.5% of participants (roughly 1 in 7) said they would trust AI agents to manage 100% of their crypto holdings, suggesting a shift in perception of AI’s capabilities in financial decision-making.
- Additionally, 35.9% were willing to allocate 60% or more of their holdings to AI management.
- Despite this confidence, 37.5% of participants said they don’t trust AI agents with wallet access, while 34.5% expressed trust, and 27.9% were neutral.
Why should you pay attention?
- The survey indicates that AI is quickly gaining ground as a serious player in portfolio management, especially as crypto users experiment with trading bots, robo-advisors, and onchain AI agents.
- While nearly half believe AI can outperform humans in trading, trust in AI’s security remains mixed, highlighting a crucial divide between profit potential and risk perception.
- The results reflect broader industry momentum as AI-driven protocols and platforms continue to emerge, pushing crypto toward a more automated and data-driven future.
- Understanding user sentiment around AI adoption is key for builders, investors, and regulators aiming to shape the next wave of crypto innovation.
Who said what?
- CoinGecko, in the survey report:
“Around 1 in 2 people think AI agents will be better than humans at crypto trading and investing most of the time.”
- On trust, CoinGecko added:
“Despite safety concerns, a majority of participants are still curious and willing to try AI for crypto management.”
- Survey breakdown highlights:
- 22.0% believe AI will always outperform humans in short-term trading
- 23.0% believe AI will always beat humans in long-term investing
- The most common view: AI will sometimes outperform humans in both areas
- 12.9% said they wouldn’t trust AI with any part of their portfolio
- On AI wallet access, trust responses included:
- Strongly disagree: 19.8%
- Strongly agree: 18.5%
- Neutral: 27.9%
Zooming out:
- The rise in AI trust among crypto participants is a clear signal that AI-native financial tools are no longer fringe and more of becoming central to how users think about trading and investing.
- Still, the divide between those embracing and distrusting AI shows that adoption will depend heavily on transparency, security, and user education.
- With most users still in their first or second crypto cycle, curiosity is driving experimentation but experience levels may shape how users react to real-world AI outcomes over time.
- As crypto and AI continue to converge, the space could see a new class of AI-native asset managers, portfolio bots, and financial agents that reshape everything from retail strategies to institutional products.
- Whether this shift empowers users or exposes new risks will depend on how AI tooling evolves and how much users are willing to let go of the wheel.
